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Investment Philosophy

Planning is a map, investments are the vehicle. At Evans Wealth, we attest to a long-term prudent investment strategy based on 50+ years of Nobel Prize-Winning research. We build portfolios based on the science of capital markets. Decades of research guide the way.

A Research Driven Approach

Evans Wealth collaborates with leading financial academics to identify a sensible approach to investing. Certain factors have been proven to explain the differences in investment returns. These factors are rooted in economic reasoning, demonstrate persistence through time and are pervasive across markets.

Capital Markets Work

Our research shows that markets have a long history of rewarding investors for the capital they supply. That is the basis of capitalism. Companies compete for investment capital and millions of investors compete to find the most attractive returns. This competition quickly drives prices to equilibrium, incorporating all available public information. We believe classical investment approaches attempt to outsmart the collective wisdom of all market participants by trying to identify and predict pricing “mistakes.” Our research has uncovered that academic research illustrates that these approaches are costly and often futile. As these predictions often fail, investors are exposed to the risk of missing out on the strong returns that markets can provide. Our investment philosophy allows us to harness the power of capital markets.

Investing vs. Speculating

In our experience, many investors follow the crowd and make investing decisions based on what they hear in the media. Stock-picking has been proven to be inconsistent and too unpredictable to be a reasonable method of beating the market. Instead, we believe financial research identifies the sources of higher expected return.

Timing the Market Doesn’t Work

“Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves.” – Peter Lynch. Trying to predict what will happen in the market adds risk, costs and uncertainty with no additional expected return.

Lower Costs & Fewer Taxes

Portfolio costs can have a direct impact on portfolio performance; we seek to keep the total expense structure low by utilizing low cost index funds, ETFs and institutional class mutual funds. Our goal is to efficiently structure your portfolio by locating your assets in appropriate accounts to help provide you the highest net after-tax value over time.