Investment Management
Investing is not about getting rich quickly, but about building the financial strength to do what you want in your life. We are here to help you develop an investment management strategy that will allow you to do that.
At Evans Wealth Planning, we help clients in Springfield and the surrounding area develop clear, disciplined investment strategies. Our focus is on long-term results, thoughtful risk management, and keeping costs and taxes as low as practical.
Our Investment Philosophy
We don't try to time the market
Our experience has taught us that timing the market is not an effective strategy for building wealth. Famous investor Peter Lynch once said that “Far more money has been lost by investors preparing for corrections or trying to anticipate corrections than has been lost in corrections themselves”, and we agree with his outlook. Trying to predict what will happen in the market adds risk, costs, and uncertainty with no additional expected return.
We use a Research-Driven Approach
We collaborate with leading financial academics to identify a sensible approach to investing. Certain factors have been proven to explain the differences in investment returns. These factors are rooted in economic reasoning, demonstrate persistence through time, and are pervasive across markets.
We believe capital markets work
Over time, markets have rewarded investors who stay disciplined and diversified. Our job is to help you harness that, not fight against it.
We focus on investing, not speculating
Stock-picking and chasing hot ideas are inconsistent strategies. We build portfolios based on factors that research has shown to matter over time.
We pay attention to costs and taxes
Lower costs and tax-aware portfolio design can make a meaningful difference in long-term results. We structure portfolios with that in mind.
How We Build Portfolios
Understand your goals and risk tolerance
Before making investment recommendations, we take time to understand what you're investing for and how much risk is appropriate for your situation.
Create a clear investment strategy
We design portfolios using low-cost funds and a disciplined process focused on long-term results rather than short-term market moves.
Keep the plan on track
We monitor portfolios and can make adjustments when needed, during regular reviews or when your life goals change.
Coordinate with the rest of your plan
Investment decisions work best when they support your broader financial plan, including taxes, retirement and cash flow needs.
What You Can Expect
- Clear explanations (no jargon-heavy sales pitches)
- A disciplined, long-term approach
- Focus on what you can control: costs, taxes, diversification, and behavior
- Ongoing reviews and adjustments as life changes
Frequently Asked Questions
Here are answers to the most common questions we receive. If you don’t see your question below, feel free to contact us.
Investment Management
We focus on building portfolios designed to capture market returns efficiently over time, rather than trying to outperform through short-term predictions or stock-picking.
We primarily use low-cost index funds, ETFs, and institutional share class mutual funds to build diversified portfolios.
We look at your goals, time horizon, cash flow needs, and comfort with market fluctuations before recommending an investment approach.
Yes. We believe investment decisions work best when they support the bigger picture including taxes, retirement, and other goals.
Yes. Clients have access to a secure online portal where they can view their accounts and progress.
We measure success by whether the portfolio is supporting your long-term goals — not by short-term performance against the market or media headlines.
Yes. We pay attention to tax efficiency, including how assets are placed in different types of accounts and opportunities like tax-loss harvesting when appropriate.
Yes. We act as a fiduciary at all times. That means every recommendation we make is based on what is in your best interest, not comissions or product sales.