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Life insurance is a type of insurance policy that provides financial support to the policyholder's loved ones after they pass away. While most people purchase life insurance with the goal of providing for their families in the event of...

How to Maximize your Credit Cards

Caleb Faulk

Tuesday, March 14, 2023

Credit cards can be incredibly useful financial tools when used responsibly. They offer a convenient way to make purchases, earn rewards, and build credit. However, not all credit cards are created equal, and maximizing the benefits of...

The Importance of Life Insurance in Your Financial Plan

Caleb Faulk

Thursday, February 2, 2023

Life insurance is one of the most important and often overlooked aspects of personal finance. It provides financial security for your loved ones in the event of your unexpected death, ensuring that they can maintain their standard of...

One of the most important triggers for needing life insurance is a growing family. Whether you just got married or are expecting a child, you may need to check on your life insurance policy.HomeYou should periodically review your...

Life Insurance Myths Life Insurance is too expensive                Life insurance may be expensive, but it will only get more expensive. Life insurance is...

Financial New Year’s Resolution Below are a couple of ideas that you can use to get on track to start 2023. Using one of these would be an excellent way to take control of your finances in the new year, or try coupling a...

How to Catch Up On Your Retirement Plan

Caleb Faulk

Wednesday, December 14, 2022

If you are behind on your retirement plan savings, there are steps you can take to change that. Doing these simple things will help you grow your retirement and get you back on track. 

7 REASONS WHY YOU NEED A FINANCIAL PLANNER

Stephen D. Evans, CFP®

Monday, October 17, 2022

Choosing whether to work with a financial planner is a big decision, one that will affect you and your finances for years to come, so it's important to really consider your options. People often think that they can do it themselves,...

2022 Credit Card Tips

Caleb Faulk

Thursday, October 6, 2022

Credit Cards!A credit card is sometimes a necessary evil. When used properly, a credit card is simply another tool in the toolbox.  So, how do you know if you need one? Well, it is important to first understand how a credit card...

What I Wish I Knew About Investing

Caleb Faulk

Thursday, July 7, 2022

Let's face it, there are so many mistakes to make with our money. Whether it is with investing, saving, or the habits of money there is always something to learn. Read this post if you are starting your journey, or just want to learn more.

9 Money Saving Tips!

Caleb Faulk

Tuesday, July 5, 2022

Everyone wants to save money, but sometimes it is hard to get started. Here I have laid out 9 easy ways to get started saving money, and hopefully they will be building blocks on the path to financial freedom.

6 Money Myths!

Caleb Faulk

Tuesday, June 14, 2022

Money is a topic that is on everyone's minds all the time. In this post, I outline a couple of things that we hear all our lives that may not be the best advice. Our goal is to try to keep you from making some of these big mistakes.

Qualified Charitable Distributions or QCD's can be a great way to help reduce your taxable income each year. QCD's are also a great way to meet the demands of your Required Minimum Distributions each year. If you did not know, owners...

How to Budget For The Holidays Like A Pro!

Caleb Faulk

Monday, November 1, 2021

We have officially entered the holidays season, Thanksgiving is quickly approaching and Christmas is right behind it! Within all that excitement hides a tiny tiny bit of dread, or a lot of dread depending on who you are. That dread is....

Life insurance is just about the worst thing to bring up in a conversation, but not for most financial advisors! Life insurance is many advisors favorite part of the financial planning process, and why? Because typically it rewards...

Your finances are like a tool box each tool represents a different and important feature that makes sure you can get the job done and build the financial security you have worked so hard for. While hammers and drills may represent the...

Social security has been around since 1935 and ever since then it has been promised as a support fund to assure our elderly generation has a comfortable and safe retirement. While social security may only be paid out to Americans in...

As we enter into the last few months of the year, it is always important to begin to remind ourselves of all the tasks that need to be taken care of before the new year arrives. Several of those tasks include financial activities, and...

Is it Time for your SIMPLE Plan to Grow Up?

Braiden Jolliff

Friday, September 24, 2021

Business owners listen up, November 2nd of every year is the deadline to switch your company from a SIMPLE IRA plan over to a 401(k) plan for the following year. A SIMPLE IRA plan is designed specifically for smaller businesses to use...

Best Ways to Protect Yourself from Cryptocurrency Scams

Braiden Jolliff

Monday, September 13, 2021

Cryptocurrencies are very new in the finance world compared to other forms of investing. They also rely heavily on mysterious technology that not a lot of people know about. This newness paired with the unknown behind it makes...

Braiden Jolliff is the newest member added to the Evans Wealth Planning team! To get you familiar with him here's three quick facts about Braiden. #1. He is a senior at Missouri State University Braiden completed his first two years of...

A lot of times people take the value of advise for granted when it comes to financial planning. As humans, we always want to think that we can do things on our own, and while it might be true that we can, a lot of times we can do...

Investing into the stock market can be scary. No one really knows how the market will perform on a day to day basis, making it hard to know for certain that you will make money. While this is true, people who invest for the long run...

One of the most important things you can do when you start financial planning is starting your emergency fund. If you listen to people like Dave Ramsey, he will tell you to have 3-6 months worth of expenses built up in your emergency...

What is the biggest asset you have? If your answer is your house, car, or cash, you'd be wrong. The biggest asset we all have is our health. Without your health, you have nothing. Your health enables you to go on vacation, spend time...

We always want to find good deals on products when we go shopping. Why would you want to pay more for something when there's an alternative that works just the same? And while this train of thought is fine for some products, it doesn't...

People don't usually associate their health with their wealth, but the reality is that those two things go hand in hand. You need to be healthy in order to live a long life and enjoy the money that you've worked so hard to earn. That's...

One mistake a lot of people make when they first start making money is buying a house that is too big for their budget. Of course we want to look successful and rich by living in a nice big house, but what's more important than looking...

So what's the difference between financial planning and simply having a financial plan? Is there even a difference? The short answer, yes! A financial plan is simply a document that tells you how to spend and save your money, financial...

Did you know that you spend roughly ⅓ of your life in your bedroom? It’s crazy to think about, but it's true. And doing something as simple as making your bed can make all the difference. It’s very hard to feel calm and...

Hmmm...on a scale of 1-10, how much do you like budgeting? If your answer is anywhere from the 1 to 4 range, this post is for you! Keep up the good work and stick to your budget! Just like dieting, budgeting restricts your money and...

When was the last time you took a vacation? One of the best parts about my job is helping my clients improve their quality of life. I am a big believer in taking breaks and keeping stress to a minimum, that’s I welcome clients...

Is the stock market adding to your list of woes? You’re not the only one, just these past few weeks we’ve seen a steady drop in the stock market, causing a nationwide panic for what this could mean. In moments like this,...

Do you ever feel like your life is slipping into a disorganized chaos? How often do you forget to do important tasks, such as picking up the dog from the vet or finding time to buy groceries? Missing these tasks, although may seem...

Let’s talk about the elephant in the room, BUDGETING! There are millions of interesting things to talk about in the world, like the solar system or ice fishing, but budgeting is usually not one of those. It may be boring or...

The Importance of Life Insurance

Stephen D. Evans, CFP®

Tuesday, June 26, 2018

Lately, I've been noticing a dangerous trend. No, it's not bungee jumping or monster truck conventions (fun)... but something seemingly benign. It has to do with the personal fundraising site GoFundMe. Don't get me wrong, GoFundMe has...

Did you just have kids? Are you a newlywed? If you can answer 'yes' to either of these two, you should take note of the following things to consider when you're structuring a financial plan. 1. Emergency Funds If you have kids, it's...

Here are some ways to NOT keep you on the path to financial security. Avoid these money shortfallings so you can be better prepared and less stressed for you and your family 1. Not Being Prepared for the Worst The great Stoic...

If you're able to teach your kids how to understand money from an early age, they will 1. Start early! Kids understand more than you think. Introducing your kids to money as soon as they're able to count will expose them to the value...

You may have a clear trajectory in mind of where you want to end up in life, but identifying how to get there can be foggy. If you are serious about success and willing to put in the energy to reach your goals, it becomes crucial to...

Let's go back to a quaint time in Springfield history... those pleasant few months from August to October of '53 when 11 Indian cobras were accidentally set loose on the streets. After the discovery of the first few snakes,...

It's time for a good spring cleaning! While you’re tidying up the home, we encourage you to also take some a moment to organize your finances. Your money needs some attention too, it's well worth the effort. Putting in an...

Springfield, MO was made for Spring. We're situated in the perfect part of the country to create crisp, cool mornings and warm afternoons that are great for hiking, gardening, or all of the above! Here at the office we came up with...

THE TECHY ADVISOR: BusyKid

Stephen D. Evans, CFP®

Wednesday, September 20, 2017

I have to believe this is the next big thing in the world of tech and parenting. A new app has hit the market, ‘BusyKid’, which teaches young learners to be financially savvy with a mobile allowance system. Parents are...

Our latest installment of our biweekly blog will be dedicated to covering the latest apps and other technologies that make our lives easier! We like to test out the the most current, innovative, and simple ideas so you can find out...

4 Reasons Why Your Time Matters

Stephen D. Evans, CFP®

Tuesday, August 22, 2017

You have a family, a career, hobbies, and more. You know better than anyone that time is of the essence! Here are 4 ways to help you understand the importance of time and planning wisely. It’s easy to get caught doing the same...

The Link Between Your Health & Wealth

Stephen D. Evans, CFP®

Tuesday, August 8, 2017

Similarly, when it comes to your finances, it turns out that becoming physically fit and financially fit are complementary. It has been proven time and time again that people who take the time to strategize for their financial future, make

The Sleeping Giant of the US Middle Market

Stephen D. Evans, CFP®

Wednesday, August 2, 2017

There are numerous benefits in investing in the US middle market. With the average annual yield nearing 7%, the national middle market is ranked as the second highest contributor of revenue in the US economy, directly under the S&P 500...